Book a Discovery Session.

During the Discovery Session, we aim to build a good understanding of your needs and goals. By asking questions and collecting some details about your finances, we can begin our search for the best finance options to meet your specific needs. The types of things we will need to know include:

Income

• Salaried Income: Regular and consistent salary payments from employment are generally considered stable and reliable.

• Self-Employed Income: For self-employed individuals, lenders may analyze business profits and assess the stability of income over a specified period.

• Rental Income: If you own additional properties and receive rental income, this can contribute positively to the overall income assessment.

• Investment Income: Income from investments, such as dividends or interest, may also be factored into the assessment.

Living Expenses

• Groceries and Food Costs: Essential for sustaining daily living, lenders will assess how much you allocate towards groceries and meals.

• Utilities: This includes costs for electricity, water, gas, and internet services. Accurate estimation is crucial for a thorough evaluation.

• Transportation: Expenses related to commuting, vehicle maintenance, and public transportation are considered to gauge mobility costs.

• Healthcare: Medical expenses, insurance premiums, and other healthcare-related costs are examined for a holistic understanding.

• Education and Childcare: For families, costs associated with education and childcare play a significant role in the overall living expenses assessment.